Back to calculators

Buy ladder calculator

A buy ladder splits an amount into steps that buy only if the price falls. This shows the average cost you would end up with if each step filled. The starting steps are an illustration, not a suggestion. Then play a fall to watch the steps fill, and see what you'd hold if the price bounced back or kept falling.

Bitcoin's price today, from CoinGecko, updated every 10 minutes. Type your own to try another.
Each step buys when the price falls by that much. Change any number to see how the plan changes.
Price fall %Share of budget %Buy priceAmountUnits boughtAverage cost so far
$78,661.90$1,000.000.01271263$78,661.90
$74,521.80$1,500.000.02012834$76,124.42
$70,381.70$2,000.000.02841648$73,460.45
$62,101.50$2,500.000.04025668$68,955.92
$53,821.30$3,000.000.05574001$63,591.33
Units if every step fills
0.15725414
Average cost
$63,591.33
Budget not allocated
$0.00

Play the fall

Watch the price slide and each step fill as it's reached. Then choose where the price ends up. It might bounce back, or keep falling past your last step.

Ends at $82,802.00.
  1. −5%Step 1: $1,000.00 at $78,661.90Waiting
  2. −10%Step 2: $1,500.00 at $74,521.80Waiting
  3. −15%Step 3: $2,000.00 at $70,381.70Waiting
  4. −25%Step 4: $2,500.00 at $62,101.50Waiting
  5. −35%Step 5: $3,000.00 at $53,821.30Waiting
Spent so far
$0.00
0 units, $10,000.00 not used
Average cost
–
Worth at the end price
$0.00
Nothing bought yet
Rise needed to get back to your average cost
–

Buying lower brings your average cost down, but it doesn't make a fall smaller: if the price keeps sliding, every filled step is down too. Some assets fall and never come back. Illustration only, not a forecast; fees and tax aren't included.